Accelerating Potential Through Housing and Lending
For more than 40 years, Peoples Group has been a trusted lending partner to those building and housing Canadians. We are a leading Canadian lender working alongside challenger banks, fintechs, brokers, merchants, developers, and mission‑driven organizations to deliver capital where it matters most.
Housing, particularly purpose‑built rental housing, has always been central to the Peoples Group mission. We believe access to stable housing is a cornerstone of economic and social stability, and our lending strategy reflects that commitment across every cycle. From commercial development to individual homeownership, our lending solutions are designed to meet diverse needs while addressing some of Canada’s most pressing structural challenges.
Our lending strength is grounded in stability. Secure deposit solutions provide a reliable funding base, enabling consistent access to capital and competitive rates. Through our B2B2X model, Peoples Group partners with businesses to deliver impactful financial products directly to their clients, extending our reach and accelerating potential across the Canadian financial landscape.
A national leader in CMHC‑insured lending
Over time, Peoples Group has evolved from a niche mortgage provider into a national commercial mortgage lender with deep specialization in CMHC‑insured term and construction financing, complemented by conventional real estate lending. A CMHC‑approved lender since 1990, we are now the fourth‑largest CMHC lender in Canada, administering close to $30 billion in assets. This scale reflects decades of disciplined growth, technical expertise, and trusted relationships across the housing and development ecosystem.
Commercial and multi‑family lending remains a cornerstone of our business. We provide meaningful capital to landlords, real estate investors, non‑profit housing providers, and mission‑aligned developers, with particular strength in flexible construction and takeout financing. In 2025 alone, Peoples Group delivered $7.4 billion in loan renewals and originations, with 80 percent concentrated in the CMHC‑insured multi‑family segment and a portion allocated to single‑family lending. This strategic focus aligns our capital with the evolving needs of Canadian families, from market rentals to deeply affordable housing solutions.
Through more than $2 billion in CMHC‑insured construction financing each year, we support projects that require certainty, speed, and long‑term stability to succeed. This includes financing for purpose‑built CMHC‑insured rental construction and projects connected to CMHC affordable linked pools.
Supporting homeownership and innovation
Our single‑family mortgage platform is designed for reach, flexibility, and service. Peoples Group partners with the mortgage broker industry and fintechs to deliver a wide range of mortgage products, including high‑ratio mortgages and specialized programs such as our New to Canada Program, created to better support newcomers navigating the Canadian housing market. In the past year, this platform enabled $1.3 billion in single‑family lending, helping expand access to homeownership across the country.
Beyond traditional lending, our structured finance capabilities allow us to design bespoke solutions for mortgage investment corporations real estate firms, fintechs, and credit card loan originators. By combining deep domain knowledge with operational agility, we help partners launch, scale, and differentiate their lending programs while managing risk responsibly.
Investing to unlock more affordable housing options for Canadians
Peoples Group’s commitment to housing extends beyond financing alone. We actively invest in collaboration and sector capacity, recognizing that solving Canada’s housing challenge requires alignment across public, private, and social sectors. We are proud to be a Community Architect sponsor of Partners for Affordable Housing, a national social‑purpose organization focused on accelerating affordable housing solutions, particularly for vulnerable communities.
Through this partnership, we support cross‑sector collaboration with governments and industry leaders to help address one of Canada’s most urgent social and economic priorities: ensuring more Canadians have access to safe, secure, and affordable homes. It is a reflection of how we deploy capital, expertise, and influence to create lasting impact.
At Peoples Group, lending is not just about funding projects. It is about enabling progress, strengthening communities, and building the foundations for long‑term growth across Canada.