Current Mortgage Interest Rates
Prime Rate: 4.45%
Posted Rates
Length of term |
Rate |
|---|---|
| 1-year fixed rate | 5.24% |
| 2-year fixed rate | 5.04% |
| 3-year fixed rate | 4.69% |
| 4-year fixed rate | 4.64% |
| 5-year fixed rate | 4.74% |
| 5-year adjustable rate = Prime Rate -0.70% |
3.75% |
Length of term |
APR* |
|---|---|
| 1-year fixed rate | 5.37% |
| 2-year fixed rate | 5.11% |
| 3-year fixed rate | 4.73% |
| 4-year fixed rate | 4.67% |
| 5-year fixed rate | 4.77% |
| 5-year adjustable rate = Prime Rate -0.70% |
3.78% |
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*APR (Annual Percentage Rate) means the cost of borrowing expressed as an annualized interest rate including any applicable fees such as service charges and administration fees. The APR figures above are based on a $300,000 mortgage amount, 25-year amortization, monthly mortgage payment, $400 FNF fee, compounded semi-annually for fixed mortgages and monthly for adjustable-rate mortgages, high ratio purchase and switch transactions.
Fixed and adjustable-rate conventional mortgages (loan to value of 80% or less) are subject to additional rate premiums.
Rates are effective as of 2026-09-25, 12:00am PT and are subject to change without notice at any time. Posted Rates are for reference only and not guaranteed for any particular application. Interest rates are dependent on credit and underwriting criteria and other conditions and restrictions may apply.
These published mortgage rates offered are for owner-occupied or second home properties only and do not apply for rental or investment properties.