Merchant Acquiring

Empowering businesses with innovative, seamless and secure payment solutions. 

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  • We offer dedicated BIN or shared BIN service models
  • Established payment network memberships
  • Flexible and scalable product offerings such as card present / card not present transactions and money movement via Visa and Mastercard
  • Strong reputation and client support
  • Product knowhow and operational expertise 

Dedicated BIN

  • Greater flexibility with technology and transaction handling
  • Ideal for large enterprises and custom programs
  • Supports a variety of product types: card present, card not present and money movement products (Visa Direct and Mastercard Send) 

Shared BIN

  • Standardized setup
  • Shared infrastructure reduces expenses
  • Perfect for quicker onboarding and cost savings
  • Supports all product types. Card present, card not present and money movement products (Visa Direct and Mastercard Send) 

Features

Card Present and Card Not Present

  • Multi-network payment acceptance for over the counter (card present) and online transactions (card not present)
  • Support different business models (ISO, Payfac, Marketplace)
  • FX Payment solutions such as international card acceptance, Dynamic Currency Conversion, multi-currency conversion etc.
  • Robust settlement, reconciliation and billing process
  • Available with dedicated BIN and shared BIN model, featuring a ready-to-use payment gateway solution (NMI Payment Gateway) 

Money movement solution with Visa Direct and Mastercard Send

  • Realtime payouts - Fund transfers to cardholders’ cards/accounts, typically within 30 minutes.
  • Cross-Border Transfers - Seamless global transfers with multi-currency support. Availability across billions of Visa and Mastercard accounts worldwide.
  • Compliance & Reporting – Assists in regulatory compliance and provides reporting tools for transaction monitoring and reconciliation.
  • Fraud Prevention - Advanced risk monitoring and API based verification processes.
  • Settlement, Reconciliation and month-end billing - Settlement, reconciliation and month-end billing services for all types of clients.
  • Available on BIN sponsorship and API based white-label model.
  • Tokenization - Enhanced security of card detail storage through tokenization.

Why work with us

Different service models

We offer flexible service models to meet diverse business needs.

Established payment network memberships

Our existing memberships with major payment networks reduce time-to-market.

Scalable solutions

Our scalable services make us a strong choice for ISOs and PayFacs looking to expand. 

Regulatory knowledge

Our expertise helps facilitate compliance with Canadian financial laws and payment network rules.

Flexibility

Enhance offering with tailored solutions such as card-present, card-not-present and money movement.

Excellent customer delivery and support

Our dedicated teams ensure smooth implementation and responsive, ongoing support. 

Payment networks options we support

We support payments on the following networks1

ISO referral program

We work with Independent Sales Organizations and agents to offer a referral program designed to meet the needs of your merchant prospects. 

Ready for your next step?

Talk to our experts to learn more about how we can help. 

Talk to our experts